Privacy Information

Online Banking Privacy Policy

Keystone Savings Bank is committed to providing the highest level of security and privacy regarding the collection and use of our online banking customers' personal information, as well as that of all visitors to our web site. Personal information may be collected through online banking transactions. A detailed description of Keystone Savings Bank's Online Banking Privacy Policy is provided below. If you have additional questions regarding the privacy of your personal information, contact us.

Protecting Children

Keystone Savings Bank does not knowingly solicit data from children, and we do not knowingly conduct on-line marketing to children. We recognize that protecting children's identities and privacy on-line is important and that the responsibility to do so rests with both the on-line industry and with parents.

Respect of Right to Privacy

Keystone Savings Bank respects your right to privacy and takes every precaution to provide you with the same level of privacy within our web site that you receive through more traditional bank delivery channels.

Collection and Use of Personal Information

The collection of personal information online is designed to protect access to your personal accounts and to assist the bank in providing you with the products and services you want and need. All personal information collected and stored by the bank is used for specific business purposes-to protect and administer your personal accounts and transactions, to comply with state and federal banking regulations, and to help the bank better understand your financial needs in order to design or improve our products and services.

Maintenance of Accurate Information - Online Banking

It is in the best interest of both you and the bank to maintain accurate records concerning your personal information. For this reason, Keystone Savings Bank allows you to update your personal information online, at anytime, through the submission of encrypted email requests sent to the bank's secure administration site. Please note, this feature is only available through the Online banking portion of our web site, and requires you to enter your unique user ID and password. Notifications are sent to approved bank personnel alerting them to the receipt of your request. This procedure allows Keystone Savings Bank to update your personal information in a timely manner.

Contacting us Via E-Mail

Our Web site does not require you to disclose any personally identifying information. If, however, you choose to contact us via e-mail, please keep in mind that your e-mail address and any other information your e-mail header shows about you, such as your name or organization, will be revealed to us in the e-mail. We pledge, however, that when you communicate with us via e-mail, we will use your e-mail information only for the specific purpose of responding to your comments or questions. Your e-mail address will not be sold, or shared with organizations outside of the bank, unless we are compelled to do so by law or court order. If your are not comfortable contacting us via e-mail, or are concerned about the timeliness or accuracy of e-mail communications, you may continue to contact us with written correspondence at our mailing address: P.O. Box 367 Keystone, Iowa 52249 or phone us toll free at 1-800-539-3210.

Limited Employee Access to Personal Information

Keystone Savings Bank limits employee access to your personal information to only those bank employees with a business reason for knowing such information. Keystone Savings Bank also educates all employees about the importance of confidentiality and customer privacy. In addition, individual user names and passwords are used by approved bank personnel to access your personal information online, providing audit trails to further safeguard the privacy of your personal information.

Third-Party Disclosure Restrictions

Keystone Savings Bank follows strict privacy procedures in regard to protecting your personal information. In addition, the bank requires all third parties with a business need to access this information to adhere to similar and equally stringent privacy policies. Personal information may be supplied to a third party in order to process a customer transaction; if the customer requests it; the disclosure is required or allowed by law (i.e. exchange of information with reputable reporting agencies, subpoena, or the investigation of fraudulent activity, etc.).

Disclosure of Privacy Policies

Keystone Savings Bank is committed to ensuring the privacy of its customers' personal information. For more information regarding the Keystone Savings Bank Online Banking Privacy Policy, contact us.